Buy to Let Mortgages
Investing in a rental property is an exciting opportunity - but it can also feel complex.
Whether you’re purchasing your first rental property or expanding your portfolio, our experienced team will guide you through every step. With access to over 90 lenders, we’ll help you find the right buy to let mortgage deals and investment property deals for you while taking the stress out of paperwork and applications.
What Are Buy to Let Mortgages?
Buy to let mortgages aren’t available from every High Street Bank or Building Society. Many mainstream lenders have subsidiaries that deal exclusively with buy to let mortgages.
Specialist lenders offer:
- Traditional buy to let mortgages
- Limited Company buy to let mortgages
- Competitive rates, low fees, and flexible options tailored for landlords
- Higher loan-to-value (LTV) options
- Tailored income assessment criteria for property investors
How We Can Help
- Assess your borrowing capacity – Calculate how much you can borrow and structure your deposit for the best deal.
- Explain costs clearly – Including lender fees, legal costs, Stamp Duty Land Tax (if applicable), and other expenses.
- Find the right deal – From our wide panel of lenders, securing the most suitable mortgage for your rental property.
- Handle the application process – Liaising with solicitors, lenders, and surveyors to keep everything moving smoothly.
- Keep it stress-free – With clear updates, expert advice, and guidance at every stage.
First Steps When Looking for a Buy to Let Mortgage
Starting out in property investment doesn’t have to be overwhelming.
Here are 5 key steps:
Review your current finances and investment goals
We’ll assess whether you need a new mortgage or refinancing existing property makes sense.
Understand your budget
We provide accurate affordability assessments factoring in potential rental income, personal income, and outgoings.
Explore your mortgage options
From fixed and tracker rates to interest-only or repayment mortgages, we’ll compare multiple lenders.
Understand possible rental returns
A realistic rental valuation is essential for securing the right mortgage.
Get an Agreement in Principle (AIP)
An AIP shows sellers and agents you’re a serious investor. We can arrange this quickly.
Why Choose 
?
- Expert buy to let mortgage advice in Birmingham and across the UK.
- Access to exclusive landlord mortgage deals.
- Tailored solutions for complex cases or multiple property portfolios.
- End to end support from application to completion.
Ready to get started?
Contact UsHome Buying AppBuy To Let Guide
Important information
Your home may be repossessed if you do not keep up repayments on your mortgage.
There may be a fee for mortgage advice. The actual amount you pay will depend upon your circumstances. The fee is up to 1%, but a typical fee is £495.