Home Mover Mortgages
Moving home is an exciting new chapter - but it can also feel like a juggling act.
At Birmingham Mortgage Hub, we specialise in helping homeowners secure home mover mortgages and make the process smooth, stress-free, and straightforward.
What Are Home Mover Mortgages?
Home mover mortgages are available from most High Street Banks, Building Societies, and specialist lenders.
One key difference is that you may be able to transfer your existing mortgage to your new property, a process known as porting.
Porting can help you:
- Keep a competitive interest rate
- Avoid early repayment charges
- Save money on your move
How We Can Help
- Work out your budget – Calculate how much you can borrow and assess your deposit from existing equity.
- Explain the costs clearly – Including estate agent fees, solicitor costs, Stamp Duty (if applicable), and moving expenses.
- Find the right deal – From our comprehensive panel of lenders, tailored to your next home and long-term goals.
- Handle the process for you – Liaising with estate agents, surveyors, and solicitors to keep your move on track.
- Keep it stress-free – Honest updates, clear advice, and expert guidance at every step.
First Steps When Moving Home
Getting ready to move doesn’t have to feel intimidating. Here are 5 key steps:
Review your current mortgage vs. new options
We’ll assess whether it’s better to port your existing deal or secure a new one, and calculate your equity for your deposit.
Understand your budget
We’ll provide an accurate affordability assessment. For a quick estimate, try our Affordability Calculator.
Explore your mortgage options
From fixed rates to trackers, we’ll compare multiple lenders to find the most cost-effective mortgage.
Get your property valued
Obtain valuations from multiple agents to set realistic expectations and avoid surprises.
Get an Agreement in Principle (AIP)
An AIP strengthens your position with sellers. We can arrange this quickly so you can move forward with confidence.
Why Choose 
?
- Friendly advice from expert advisers who understand home mover mortgages.
- Access to exclusive deals not available everywhere.
- Tailored solutions for complex cases or adverse credit.
- A smooth stress-free move with support at every stage.
Ready to get started?
Contact UsHome Buying AppStamp Duty CalculatorMovers Guide
Important information
Your home may be repossessed if you do not keep up repayments on your mortgage.
There may be a fee for mortgage advice. The actual amount you pay will depend upon your circumstances. The fee is up to 1%, but a typical fee is £495.